Privacy Policy
IMPORTANT — PLEASE READ
OUR COMMITMENT TO PRIVACY. This notice describes our privacy policy. Our Privacy Policy is designed to advise you about how we collect, use, and protect the personal information you provide. By visiting this website, you are accepting the practices described in this Privacy Policy.
CONSENT
By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.
PERSONS OR PARTIES COVERED
This Privacy Policy is intended to cover all visitors to this website, all subscribers to lists or newsletters whether paid or unpaid, all members or affiliates whether paid or unpaid, and all customers. Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as “Visitors” and are parties to this Privacy Policy. Subscribers to lists or Newsletters are referred to herein as “Subscribers” and are parties to the Privacy Policy. Persons who join an organization or marketing endeavor (e.g. “affiliates”) promoted by this website are called “Members” herein and are covered by this Privacy Policy. Finally, anyone who orders, attempts to order, or receives a product sold (recipients) or advertised on or delivered from this website, even at no cost, is called a “Customer” herein and is subject to this Privacy Policy not only by passive acceptance, but by virtue of the Purchase Agreement contract. Collectively, Visitors, Subscribers, and Customers shall be referred to as “User.” The website, its agents, owners, operators, and employees are referred to collectively herein as “Website,” “Site,” and/or “Seller”.
PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED
In the event that a person excluded from this website because of the Terms of Use or from denial of service by the website, who nonetheless unlawfully views this site, that person remains subject to the terms of this Privacy Policy and is in violation of the Terms of Use.
PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE
This website is not lawfully accessible to persons under the age of 18 or who are otherwise covered by the provisions of the Child Online Privacy Act of 1998 (COPA). If you are under the age of 18 you must leave this site immediately. Fraudulent use of this website may make you subject to civil or criminal sanctions.
VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY
Acceptance of the terms of this Privacy Policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms, you have no right to visit this site and you are fraudulently using this site.
A NOTE TO CALIFORNIA RESIDENTS: ONLINE PRIVACY PROTECTION ACT OF 2003 (“OPPA”)
It is the intent of the Privacy Policy to comply with OPPA. Various provisions throughout this Privacy Policy address requirements of OPPA. In summary, you must presume that we collect electronic information from all visitors. This is not usually personally identifiable. If you purchase a product or service via this Website (and thereby become covered by OPPA), the purchase agreement you electronically sign prior to purchase allows the website to collect and archive all the personal information you provide and to transmit and/or transfer that personal information to third parties. There is no way you can modify this information and you have no right to do so. Under the terms of the purchase agreement, you have no right to view or receive any information about our database. In the event that the Website, under advice of counsel agrees to divulge information, the requesting party must submit whatever information is demanded by the website in order to insure that the website is releasing information to the correct party. Other provisions of the OPPA may exempt this website from complying. While we take measures to ensure that outside parties do not have access to any information we have about you, we do not warranty that outside parties will not breach our system and thus have access to your information. (You should know that merchant service providers do not allow us access to your credit card information.) This Privacy Policy also is subject to change without notice. You are required to read it prior to using the website. By interacting with the website you agree to the terms and conditions of the Privacy Policy. By using the website or purchasing a product through this website, you waive the right to use state or federal court systems to address complaints and, instead, agree to use the American Arbitration Association located in a city and county specified herein.
ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED
This Website routinely collects information about its Users. This information is obtained in various ways, such as:
USER INFORMATION OBTAINED FROM ‘REGISTRATION’
Registration means that the User takes active, positive steps to communicate information to this website. This can include pages or ‘pop ups’ where you register for a newsletter or subscribe to a mailing list; it can include your participation in visitor surveys; it can include requesting information from the website via email, mail, or courier; it may be from joining an affiliate program or other membership organization, paid or unpaid; it may be from ordering a product.
Occasionally complete credit card information may be provided to the website via fax or a fill-in form rather than regular secure merchant service processing. This information is kept at the highest level of security and is never divulged to anyone except the merchant service provider or for the purpose of communication with the Customer.
ONLINE ORDERING
Online ordering via SSL encrypted communication provided by shopping cart services supporting merchant service companies like Visa and Master Card provides information to the website but does not provide complete credit card numbers. In the process of online ordering, the Customer provides, name, address, city, state, email address, phone number, CVV2 (back of card) number, and, occasionally a member password. You should consider all this information available to the website. This information is used to deliver the product, but under the Purchase Agreement you also approve its use for general solicitation purposes.
VISITOR EMAIL INQUIRIES
Website visitors who wish to communicate with the website do so under two conditions: one, they give their permission for contact by the website; two, they are subject to any ‘submission’ provisions of the Terms of Use, Purchase Agreement, or this Privacy Policy. While your email address may or may not be used to solicit you, it is added to the website’s general solicitation database.
CUSTOMER EMAIL OR TESTIMONIALS
If you are a customer and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.
Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.
INFORMATION OBTAINED FROM VISITOR INTERACTION WITH BANNERS, POPUPS, OR SITE ADVERTISERS
Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that (1) information will be collected, (2) that ‘cookies’ will usually be placed on their hard drive, (3) that website does not have any control over what happens with this information, (4) that website takes no responsibility over the accuracy or content of advertisers, (5) that website is not responsible for downloads from third party advertisers that contain viruses or worms or other computer code that causes their computer or software harm, and (6) that website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects.
INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS
If you send another individual an email from this site or if you send the url or one of our web pages to another individual, you must assume that data is collected about your IP address or your email address and that of the other individual. You assume that referred emails or web pages may appear to come from your email. You accept full responsibility for referring pages or email to another individual and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals.
INFORMATION OBTAINED FROM VOLUNTARY USER SURVEYS
Unless otherwise specified in the survey, you must assume that any information provided to the Website as part of a survey in which you participate may be used for general solicitation for commercial purposes and that such information will be shared with joint venture partners, affiliates, marketing organization or other third parties used by the Site itself for product design or solicitation purposes.
INFORMATION OBTAINED FROM ELECTRONIC MEANS AND ‘COOKIES’
Many websites, including this one, collect information about your computer, your email address, your IP address. You must assume that your web-viewing or web-use activity is monitored, tracked, and information collected. This information is not usually of a personal nature, but it may help define your viewing habits and product preferences even though the website may or may not have any idea who you are. “Cookies” are bits of computer code placed on your hard drive. Websites use this to keep you ‘logged in’, to keep track of search criteria, to monitor use, to password protect use of the site or use of products sold by the site. Cookies can also be used to obtain information about your computer configuration or your use of your computer.
Cookies can be used to electronically gather information about you. Cookies may or may not be personal information, but it is information and by using this Site you are expressly giving permission to use ‘cookies’ and to use the information gathered from their use to benefit you. You also give permission to collect, archive, retrieve, and use any information collected for product design, product offers to you, and general commercial solicitation purposes by this site or joint venture partners, affiliates, and marketing organizations.
HOW INFORMATION MAY BE USED
The information we collect is used for administering our business activities. We do not make any personal information available to third parties whom are affiliates, subsidiaries or related entities of the Website.
INFORMATION THAT IS NOT SHARED
Credit card information or other financial information is not usually known to the website. However, in the event that it is made known, that information is never revealed to anyone except to processing authorities or law enforcement agencies. However, the provider of such information gives express permission to use it in fraud investigation or for litigation.
We will not disclose any individually identifiable information to any third party (other than the Website’s affiliates, subsidiaries or related entities) without first receiving User permission.
BULLETIN BOARDS AND PUBLIC FORUMS
Users whom communicate via bulletin boards or other public forums provided by the Site, such as chat rooms, do so at their own risk. You may not assume that the Site monitors these services or protects you in any manner from information you post publicly or share with anyone else via these services.
SPAM
By providing to this Website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or other marketing organizations. However, all email communication with you shall contain an ‘unsubscribe’ link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database.
DATA SECURITY
This website takes measures to protect its data that contains information related to you. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this Site concerning the loss, alteration, or misuse of information. You must assume that it is possible for your personal data to be obtained by others, such as “hackers,” and used in an inappropriate manner that may cause you harm and that you agree that the site is not responsible for damages to you.
QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS
You may direct questions, comments or reports to:
Countrywide Capital Group, LLC
6925 Lake Ellenor Dr., Suite 109, Orlando, FL 32809
Phone: 1-407-401-890
Email: info at myreocountrywide.com
HOW YOU CAN ACCESS YOUR INFORMATION
You can request access to the entirety of your personally identifiable information by sending an email to info at myreocountrywide.com.
REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE
If our Privacy Policy or procedures change, we will immediately post those changes to our website. Any such changes will be effective immediately upon being posted, unless otherwise stated in the change.
Your continued use of this site always evidences your acceptance of the terms this Privacy Policy or any modifications.
DISPUTES
As part of the consideration that the Website requires of the Visitor to view, use, or interact with this site, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“Claim”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.
Arbitration shall be conducted pursuant to the rules of the American Arbitration Association (“AAA”), which are in effect on the date a dispute is submitted to the AAA. Information about the AAA, its rules, and its forms are available from the AAA, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Abritration proceedings shall take place in the State of Florida.
Users waive any right to a jury or bench trial. Visitor will not have the right to engage in pre-trial discovery except pursuant to the rules of the AAA. Users waive any right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, and travel expenses.
APPLICABLE LAW
Visitors agree that the Privacy Policy will be governed by, and construed in accordance with, the internal laws of the State of Florida, without regard to its choice of laws principles.
EFFECTIVE DATE
This Privacy Policy is effective as of March 1, 2011, as amended March 23, 2011.
Countrywide Capital Group Privacy Policy
Countrywide Capital Group (“Countrywide Capital Group,” “we” or “us”) is committed to safeguarding the personal information that you provide to us. This Privacy Policy describes how we handle and protect the personal information we collect about individuals who use our website, applications, or services. If you have any questions that this policy does not address, please contact us at info@myreocountrywide.com or (407) 401-8790.
As explained below, we collect information from you in various ways when you interact with our website. By using our website, you consent to our collection and use of information as explained in this Policy and agree to be bound by our Terms of Use. Please note that if you choose to invest in any Countrywide Capital Group offering promoted on our website, you may be required to agree to a separate agreement, including, but not limited to, new or additional privacy notices or terms of use.
COLLECTION OF INFORMATION
Countrywide Capital Group collects non-personally identifiable information from you regarding your usage of our website (“Non-Personally Identifiable Information”). Non-Personally Identifiable Information may include, without limitation, website pages viewed, articles, presentations, and videos viewed, time spent using certain features of the website, demographic data such as server locations, cookies existing on your computer, search criteria used and results, date, time, connection speed, and other information which does not specifically identify you. We collect this information using various technologies, including, but not limited to, cookies and server logs. “Cookies” are pieces of information that may be placed on your computer by a website for the purpose of facilitating and enhancing your communication and interaction with that website. “Server logs” can be either a single log file or several log files automatically created and maintained by a server of activity performed by the server, which can include information about any transaction you conduct with the server.
Countrywide Capital Group also collects information from you when you sign up for an account, make an investment, verify your identity or accredited investor status, provide payment instructions, or send us an email through the Countrywide Capital Group website, which may enable us to identify you personally, such as your email address, name, phone number, birthday, age, Social Security number and/or taxpayer identification number, assets and income, information from your transactions with us, such as your account balance and account usage, information obtained from others, such as the Internal Revenue Service and credit reporting agencies, physical address such as home or business address, or internet protocol (“IP”) address, which may also be contained on server logs, or other information you provide or upload to the website, answers to questionnaires or surveys, or responses filled in on blank forms made available on the site. (“Personally Identifiable Information” and collectively with the Non-Personally Identifiable Information, the “Data”). We may also collect and store information, which could include Non-Personally Identifiable Information or Personally Identifiable Information, locally on your computer or device using mechanisms such as browser web storage or application data caches.
We use analytics programs and service providers that can use first-party cookies to report on your interactions with the Countrywide Capital Group website. These programs collect information including, but not limited to, the time of each of your visits to the Countrywide Capital Group website, whether you have visited the Countrywide Capital Group website before, what site referred you to the Countrywide Capital Group website, and what pages you viewed on the Countrywide Capital Group website.
This Privacy Policy does not cover the collection of information by cookies or other methods by third parties, such as our business partners. We do not control how such third parties collect information or by what means as such third parties may use their own cookies to collect information about you.
USE OF INFORMATION
Countrywide Capital Group uses the Data you provide in a manner that is consistent with this Privacy Policy. If you provide Data for a certain reason, we may use the Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Data you provide to answer your question or resolve your problem. Also, if you provide Data to obtain access to our services, we will use your Data to provide you with access to such services and to monitor your use of such services. We also may obtain information about you from third-party sources to verify your identity so we can properly process your requests and prevent fraud.
Countrywide Capital Group will use your Data (1) to market our products and services to you, (2) to provide services and products requested by you, (3) to enable our vendors and contractors to provide and assist us in the marketing, operation, troubleshooting, and analysis of our website and other services, (4) to meet any regulatory requirements for the offer or sale of securities required by law, rules, or regulations to our affiliates or members, (5) to engage in any other lawful activities we believe are consistent with the foregoing, and (6) to protect against legal liability. We may provide any of these services through third parties, which may necessitate sharing your Data with them.
Countrywide Capital Group and its affiliates (the “Affiliated Companies”) may also use your Data collected through the site to help us improve the content and functionality of the site, to better understand our users, and to improve our services. Countrywide Capital Group and its Affiliated Companies may use this information to communicate with you regarding our services or to tell you about services we believe will be of interest to you. If at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below. Note, however, that as a user of our service, we will send you administrative communications that are reasonably necessary. If Countrywide Capital Group or its Affiliated Companies intend to use any Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Data is collected.
OUR DISCLOSURE OF YOUR DATA AND OTHER INFORMATION
We will share your personal information with third parties only in the ways described in this Privacy Policy. We consider this information to be a vital part of our relationship with you. However, there are certain circumstances in which we may share your Data with third parties without further notice to you, as set forth below:
- Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution, or similar event, your Data may be part of the transferred assets, and you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
- Related Companies: We may also share your personal data with our Affiliated Companies for purposes consistent with this Privacy Policy.
- Agents, Consultants, and Related Third Parties: Countrywide Capital Group, like many businesses, sometimes hires other companies to perform certain business-related services. Examples of these services may include ID verification, accreditation/financial/credit verification, electronic document signing, payment storing and processing, sending postal mail and email, escrow services, disbursement of funds, analyzing data, providing marketing assistance, and providing customer service. As such, these third parties may have access to your Data. These companies are authorized to use your personal information only as necessary to provide these services to us.
- Legal and Regulatory Requirements: Countrywide Capital Group may disclose your Data if required to do so by law or in the good faith belief that such action is necessary to:
- (i) Comply with a legal or regulatory obligation,
- (ii) Protect and defend the rights or property of Countrywide Capital Group,
- (iii) Act in urgent circumstances to protect the personal safety of users of the website or the public against fraud or other harm, or
- (iv) Protect against legal liability.
YOUR CHOICES
If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete, or request deletion by making the change in your registered account settings page, by emailing our Customer Support at info@myreocountrywide.com, or by contacting us at the information listed below.
We will retain your information for as long as your account is active or as needed to provide you with services. We will retain and use your information as necessary to comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements.
When you sign up for our services, we may send periodic emails to you regarding our services or to tell you about services we believe will be of interest to you. If you prefer not to receive such marketing or promotional emails, you may unsubscribe completely by emailing us at info@myreocountrywide.com. Please note that opt-out requests may take up to two (2) weeks to process. Note, however, that at times we may need to send you email communications that are transactional in nature, such as service or termination announcements or payment confirmations, which you cannot opt-out of.
Countrywide Capital Group does not and will not sell any of your Personally Identifiable Information to any third party for purposes of advertising, soliciting, or telemarketing.
THIRD PARTY WEBSITES AND SERVICES
The Countrywide Capital Group website may contain links to other websites and services not maintained by Countrywide Capital Group. Additionally, other websites and services may reference or link to the Countrywide Capital Group website. We encourage you to be aware when you enter or leave our website, or surf the Internet, and to read the privacy statements of each website and service that you visit. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of other websites or services.
MESSAGING
The Countrywide Capital Group website may permit users to communicate with companies and other users posting information on the website. We may read, collect, and analyze information transmitted between users for regulatory compliance and marketing purposes. However, as explained in our Terms of Service, we rely on the affirmations of investors that they are “Accredited Investors” as defined in the Terms of Service. We do not guarantee that information provided by website visitors or investors is accurate or complete. Countrywide Capital Group assumes no liability or responsibility for any errors or omissions in the content of its website.
EXCLUSIONS
This Privacy Policy does not apply to any Data collected by Countrywide Capital Group other than Data collected through the website. This Privacy Policy shall not apply to any unsolicited information you provide to Countrywide Capital Group through this website or through any other means. This includes, but is not limited to, information posted to any public areas of the website, any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, “Unsolicited Information”). All Unsolicited Information shall be deemed to be non-confidential, and Countrywide Capital Group shall be free to reproduce, use, disclose, distribute, and exploit such Unsolicited Information without limitation or attribution.
BLOG
Our website offers a publicly accessible blog. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog, contact us at info@myreocountrywide.com. We may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
SOCIAL MEDIA FEATURES
Our website may include social media features such as the Facebook “Like” button, Twitter, and other “share this” buttons. These features are interactive mini-programs and may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.
SECURITY
We use reasonable efforts to secure access to Personally Identifiable Information in our possession but will not be liable for any failure to safeguard such information, whether inadvertent or otherwise. Personally Identifiable Information is also stored with third parties who have informed us that they also use reasonable efforts to secure access to Personally Identifiable Information, but we will not be liable for the failure of any third party to safeguard Personally Identifiable Information, whether inadvertent or otherwise.
We protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. Wherever appropriate, we obfuscate and/or encrypt information in our systems and/or during information transfer. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security.
It is important for you to protect against unauthorized access to your password and to your computer. Be sure to log off when finished using a shared computer.
CHILDREN’S PRIVACY POLICY
The Countrywide Capital Group website is not intended for use by children. No one under eighteen (18) years of age is allowed to use the site, provide any personal information, or receive our email distributions. We do not knowingly solicit or collect Personally Identifiable Information from children or teenagers under the age of eighteen (18). If you believe that a minor has disclosed Personally Identifiable Information to Countrywide Capital Group, please report this to us immediately by emailing us at: info@myreocountrywide.com.
CHANGES TO THIS PRIVACY NOTICE
We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this Policy at any time. Any changes or updates will be effective immediately upon posting to the website and sending a notification to all registered users via email regarding such updates. You should review this notice regularly for changes and can determine if changes have been made by checking the Effective Date below. Your continued use of our website following the posting of any changes to this notice means you accept such changes.
APPLICABLE LAW AND JURISDICTION
The Countrywide Capital Group website is maintained in the United States of America. By accessing the Countrywide Capital Group website, you consent to and authorize the export of Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Notice.
This Privacy Notice shall be governed by, construed, and entered in accordance with the laws of the State of Illinois applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof. All disputes with respect to this Privacy Notice shall be brought and heard either in the Florida State Courts located in the county of Seminole, Florida, or the federal district court for the Seminole or Orange County Florida. You consent to the in personam jurisdiction and venue of such courts.
YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION, OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS AGREEMENT TO THE FULLEST EXTENT PERMITTED BY LAW.
Targeted Goals and Securities Disclaimer
Targeted refers to a goal that may or may not be attained based on a variety of assumptions that may or may not be realized. Securities are only available to verified accredited investors who can bear the loss of their investment.
No Offer of Securities; Disclosure of Interests
Under no circumstances should any material or information contained herein be used or considered as an offer to sell or a solicitation of any offer to buy an interest in any investment. Any such offer or solicitation will be made only by means of a confidential offering memorandum relating to the particular investment.
Access to information about investments with projects undertaken by Countrywide Capital Group, LLC, Countrywide Housing Fund 1, LLC, or any of their respective affiliates is limited to investors who qualify as accredited investors within the meaning of the Securities Act of 1933, as amended. Investment outcomes vary. Past success does not guarantee future results. Historical return details are available.
No Offer of Investment, Legal, or Tax Advice
The material contained herein is general information for educational purposes only. Information is based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete, and is not intended to be used as a primary basis for investment decisions.
Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment. Prior to making any investment, you should consult with a licensed investment advisor, financial advisor, and legal and tax advisor.
